Time for the beach, boats, fun and sun!
Did you know . . .
Michigan Law States . . .
- Those less than 14 years of age may not legally operate a Personal Watercraft (PWC), such as a jet-ski or wave runner.
- Those at least 16 years of age and born after December 31, 1978, may operate a PWC legally only if they have obtained a boating safety certificate.
- Those born on or after July 1, 1996, may operate a boat legally only if they have been issued a boating safety certificate and have it on board the boat.
Disturbing Statistics . . .
- More people in their 30s die in boating accidents than any other age group.
- Drowning accounts for 70 percent of all boating fatalities, and in those cases, 84 percent of victims were not wearing a life jacket.
- In 89 percent of boating fatalities, the operator did not have proper safety training.
Most home insurance policies have limited coverage for boats. If you own a boat, watercraft insurance is your best bet: It covers theft, damage, and injuries or accidents while you’re on the water, as well as some of your expensive watersports gear.
The Good News for You . . .
- The Coast Guard Auxiliary and United States Power Squadrons offer free vessel safety checks. For information, go to www.vesselsafetycheck.org.
- You can also earn boat insurance discounts from Safeco and other insurers if you complete a safety course with the Coast Guard Auxiliary or U.S. Power Squadrons. For information on classes, go to www.dnr.state.mi.us
The Farmington Insurance Agency “Family” is here to help make your time on the water relaxed and worry-free! We offer comprehensive coverage that protects you, your friends and family, your watercraft, and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety your passengers, or your investment.